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-   -   Puppy Insurance? (https://www.yorkietalk.com/forums/sick-injured-emergencies-talk/73084-puppy-insurance.html)

codegirl42 03-21-2007 07:10 AM
Puppy Insurance?
 
I really hope this isnt a stupid question....but I'm a first time puppy owner, so please bare with me...

Is there such thing as puppy insurance? Is it worth it? How much are the normal fees? Who do YOU use?

Thank you in advance!

Patti 03-21-2007 07:51 AM
I have VPI for Cali and Pixie. I have used it alot for Cali as she seems to be pretty unhealthy so I have gotten back way more than I have paid in. Now Pixie I haven't had to use it, thank God but I like the security of having it. It costs about 22.00 a month for each dog.

Gingis mom 03-21-2007 07:54 AM
I also have VPI and though I got it late it is paying for itself. I recently got a new pup and will be putting him on it also.

lovelilly 03-21-2007 07:59 AM
I have pet insurance through Petsmart for 16.95 a month and love it. I really like the vet there... but I really like that I can drop by for any reason without worrying about cost. I don't get charged anything for an office visit. In fact I just took the dogs for a complete comprehensive and the puppy for its first appointment and the total for all three without insurance would have been over 1200.00 and my total came to 146.00 and that was only because we were just adding the puppy to the plan and that was 60.00. I have health dogs but it has been worth it to us!

Gingis mom 03-21-2007 08:04 AM
My petsmart doesn't have a vet there on a regular basis. What if you have an emergency on off hours... do they cover visits and emergencies at other vet offices?

codegirl42 03-21-2007 08:08 AM
Quote:
Originally Posted by Gingis mom (Post 1017055)
do they cover visits and emergencies at other vet offices?
That would have been my next question. :)

codegirl42 03-21-2007 08:10 AM
Quote:
Originally Posted by Patti (Post 1017026)
I have VPI for Cali and Pixie. I have used it alot for Cali as she seems to be pretty unhealthy so I have gotten back way more than I have paid in. Now Pixie I haven't had to use it, thank God but I like the security of having it. It costs about 22.00 a month for each dog.

Does VPI allow for Petsmart or Petco?

Gingis mom 03-21-2007 08:16 AM
I will check into that, but since they do not have specific vets I would assume so.

lovelilly 03-21-2007 08:17 AM
Quote:
Originally Posted by Gingis mom (Post 1017055)
My petsmart doesn't have a vet there on a regular basis. What if you have an emergency on off hours... do they cover visits and emergencies at other vet offices?
I believe they are open from 7 to 7. We have a great emergency vet down the street if we ever need it... but no our insurance wouldn't cover that. My thought is if I ever need the emergency vet I would have them just do what is necessary and then I would take them to my vet when it opened.

Gingis mom 03-21-2007 08:26 AM
It has been my experience that emergencies start 5 minutes after the vets office closes.... figures huh?

Ok, just got off the phone and.....VPI covers procedures done by any licensed vet. That would include PetSmart or PetCo as long as the pet is seen by a licensed vet there.

codegirl42 03-21-2007 08:30 AM
Quote:
Originally Posted by Gingis mom (Post 1017081)
It has been my experience that emergencies start 5 minutes after the vets office closes.... figures huh?

Ok, just got off the phone and.....VPI covers procedures done by any licensed vet. That would include PetSmart or PetCo as long as the pet is seen by a licensed vet there.
Well, hot dog. :) :thumbup: VPI is looking like it might be the best way to go......any one have anything else?

sharon 05-01-2008 01:42 PM
i currently have PetsBest insurance. i've used it only once, and they paid promptly. Between my daughter and I we have 3 yorkies and 2 malteses. cost is about $136 a month. and worth it. I hope i dont have to eat my words, because one of our yorkies had to be ospitalized this morning. he was diagnosed with Pancreatitis. thus far, cost is almost $600. Our plan covers 80%.
you might want to check them out. visit them at Veterinary Pet Health Insurance for Dogs and Cats from Pets Best
hope it all works out for you.

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