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Pet Insurance :animal-pa How many of you have Pet Insurance? Have you been disappointed in what it will pay? Recommendations? :aimeeyork :animal-pa |
I will be watching this thread I want to get it ASAP but unsure which one to get? |
I'm interested in finding out myself. |
I have VPI and thye do not cover pre existing, congenital or genetic conditons which unfortunatley 2 of my babies had, but so cover accidents and other illnesses. Cali just ate a latex toy and had 2 visits one to er and one to regular vet. The bills were a little iver 300.00 I got a check from them for 220.00. When Cali was real sick as a puppy her vet bills were over 7000.00 and most were for pre existing hypoglycemia and liver shunt (genetic) but due to other tests and other covered conditions I got back over 1200.00 I can't remember exactly anymore. I haveit for piece of mind with 3 Yorkies if one were to break a leg, get real sick I know I have insurance to help. Mine cost me 66.00 a month for the 3 of them. I know people say just put that money in the bank for emergencies and I know I wouldn't so this works for me. |
I have always thought about it, but never done so. I actually was just thinking about this the other day - so thanks for the thread & I'll be watching for what experiences & costs others have found |
I'm considering it, well actually leaning toward the yes. My feelings on it are, I have insurance for my family, why not my pets. $20 a month stretched out is a lot easier to handle than $1000 or more right away. |
After doing the math, we determined that it wouldn't be worth it. |
This poll got my hubby and I talking last night. We decided that we would open a health care savings account at our bank for Wednesday. That way instead of paying the insurance premiums we would just deposit it in a savings account and let the money grow that way down the road if something was needed the money could be accessed a lot easier right through the bank than having to wait for forms and any circumstances where the insurance would not pay up. Too bad the money won't be tax deductible.:rolleyes: This might be a good idea for others to think of too and a lot cheaper than putting bills on credit cards and taking money away from the regular bills. |
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I had V.I.P insurance on Thor the first two years of his life! Boy am I glad I did, and yes it payed off. He got a snake bite, and a 'S' hook through his eye lid...Gosh, I don't think that's all, but thank goodness for insurance. He is living with my parents now, and I don't have insurance on him, so I hope he stays away from snakes this summer and has grown out of his accident prone stage. |
I dont have it per say, BUT, home again micro chip gives you insurance if your pet is injured. I never knew that but alot of the micro chip comapnies are getting on board with this feature and so are the auto insurers as well. you can put a rider on your auto insur to cover your pets. I never knew that either. Progressive has full coverage included for pets and now several other companies are doing same. just food for thought. |
I took it out as soon as I got Buddy at 14 1/2 wks. I cancelled it when he reached 1yr. I figured, going by past experiences, after the puppy stage(accidents,etc) I would be safe. Well I was wrong. I cancelled it in June 05 and he was hospitalized in Oct 05 to the tune of 2,200.00. No insurance. I did pick it up again and I won't be without it. Better safe than sorry. |
Wow....thanks for everyones response. Really need to reconsider this! |
I am considering getting pet insurance...just dont know which one and if it is really worth it or not. I would figure it would be...but not sure. Need to find out more info on it all before I get it!! |
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