| celstu1 | 10-21-2007 04:45 PM | Quote:
Originally Posted by Superstarkba
(Post 1448828)
I know thats what everyone says...
Its just hard after being in school, taking a break is REALLY nice!!!! | Well Id have to say then, LISTEN to them! 4 years for college is not that long! I wish I could help you see it! I have said this before, to others. I am on the brink of the 'instant gratification generation'! That IS our generation that thinks that when they want something they need to get it now or close to now. We don't really think enough of the future consequences of our actions! When I was 23 I wanted a new car, so I traded in my 'old' car (it was not paid off and only 3 years old) for the SAME car only 3 years newer! Still a cheap car (I think I paid 12,000 for it) and at first it was awesome! After about a year, I was sooo mad at myself. Here I had 4 more years of payments, when the car I had would have been paid off by then! It was just a crappy financial move on my part. At my age I have the instant gratification syndrome, but now I also am 'mature' enough to foresee the consequences of my actions and KNOW the mistakes I made. Now I can only try to help & advice younger people (like you) not to do it!!!
You seem smart girl, young, but smart! Get your degree, drive you crappy car until it falls apart, get a job making killer money after you get your degree, THEN see what your priorities are! I am driving the same car I bought new at 23 bc having a really nice $200,000 townhouse was more important than having a new car! It was no contest! :) Plus, instead of making car payments while you have a car, use the money to pay the student loans, because, as I sit here at 31 having had 3 years of college back when I was 18-21 I still have $8,000 in student loans!!! UUUGGGHHH try to use the money to pay that off, you'll be really happy when you do! Then when you are ready, buy a $30,000 car if that is what you want! You'll be happy you did so! ;) :D |