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-   -   YAH, we might have a HOUSE!! (https://www.yorkietalk.com/forums/off-topic-discussions/49100-yah-we-might-have-house.html)

smileyanni 08-10-2006 10:23 AM
YAH, we might have a HOUSE!!
 
We've been under contract trying to buy our first house!! The appraisal came back this morning $2000 dollars too low, but our agent just called and said they reappraised at the right amount!!!! I'm so happy and scared at the same time. A HOUSE< YAH!!:D

Lexi Rae 08-10-2006 10:24 AM
wow !! fantastic , good luck to you,, hope it all works out,,it will:) :)

Annabelles_mom 08-10-2006 11:22 AM
Yay!
House buying uses up a lot of emotions. It will all work out!

Zoey's Momma 08-10-2006 11:23 AM
Congrats!!! I'm keeping my fingers crossed for you. :)

ARCHIE 08-10-2006 11:35 AM
That's wonderful. Good luck and hope all go's well. Nothing like owning
your own home.

yorkieangel 08-10-2006 11:47 AM
I would never pay more then a house appraised for. Whatyour agent really was saying when she said the house RE -APPRAISED... was that they pressured the appraiser to make the price higher so they could get the sale.
I would have told the people selling the house they had to come down $2000 because the house didn't appraise for the price. if your contract was written correctly (which I assume it was), you are left an option of backing out if the house doesn't appraise. You should have used this to your advantage . Did your agent discuss this option with you or just go and do the reapraisal to get the sale?????

Passionfruition 08-10-2006 11:50 AM
CONGRATS!!!! My husband and I are signing contracts for our first house too! We are hoping to close by the end of August. Woohoo! I hope it all goes smoothly, best wishes to you!

Here's to a smooth and easy moving process (since moving is always fun, right?) :cheers:

smileyanni 08-10-2006 12:14 PM
I believe it was reappriased, technically the VA guy never turned the appraisal in, he called the lenders this morning and said 193 and then he called my agent and said he pulled comps from the neighborhood next to ours the first time and then that neighborhood the second time and readjusted because the size of the house we want is a little smaller then most in the area. Our agent did tell us we should try and get it for less, but that was before the VA guy called and said he reappraised (we didn't ask him too, as far as I know)... Does this sound wrong? We are new to this

smileyanni 08-10-2006 12:16 PM
Quote:
Originally Posted by Passionfruition
CONGRATS!!!! My husband and I are signing contracts for our first house too! We are hoping to close by the end of August. Woohoo! I hope it all goes smoothly, best wishes to you!

Here's to a smooth and easy moving process (since moving is always fun, right?) :cheers:

YAH to moving, I've moved every 2-yrs (military), but this buying a house thing is scary!

JeanieK 08-10-2006 12:19 PM
Quote:
Originally Posted by yorkieangel
I would never pay more then a house appraised for. Whatyour agent really was saying when she said the house RE -APPRAISED... was that they pressured the appraiser to make the price higher so they could get the sale.
I would have told the people selling the house they had to come down $2000 because the house didn't appraise for the price. if your contract was written correctly (which I assume it was), you are left an option of backing out if the house doesn't appraise. You should have used this to your advantage . Did your agent discuss this option with you or just go and do the reapraisal to get the sale?????
When you've bought and sold enough houses, you learn the rules of the game.

An appraisal is just an educated guess. And two different appraisers can come up with very different figures. It's just a number that the banks need, other than that it just puts you in the ball park.

Basically a house is worth what a person is willing to pay for it. There is no scientific way to figure it.

JeanieK 08-10-2006 12:20 PM
Quote:
Originally Posted by smileyanni
We've been under contract trying to buy our first house!! The appraisal came back this morning $2000 dollars too low, but our agent just called and said they reappraised at the right amount!!!! I'm so happy and scared at the same time. A HOUSE< YAH!!:D

Congratulations on your first home. that is such an exciting time.

smileyanni 08-10-2006 12:22 PM
Were really excited about this house, it has a nice size back yard, and since we aren't in AK anymore there are no more eagles to worry about! I used to go outside with our babies everytime they had to even go potty. Plus the kids are really excited since they might get a trampolene!

yorkieangel 08-10-2006 12:31 PM
Quote:
Originally Posted by JeanieK
When you've bought and sold enough houses, you learn the rules of the game.

An appraisal is just an educated guess. And two different appraisers can come up with very different figures. It's just a number that the banks need, other than that it just puts you in the ball park.

Basically a house is worth what a person is willing to pay for it. There is no scientific way to figure it.


I think I STILL would have used this to my advantage and felt out if the buyers would have matched the appraisel. I also think their agent should have discussed options with them... WHICH SHE MAY WELL HAVE.
Personally I have been known to overpay for a house or two in my time...JUST BECAUSE I LIKED IT:p :p :p Yo know.. Like the darned one I'm sitting in NOW...LOL I paid for a VIEW... which is worth ZILCH on paper.:rolleyes:

smileyanni 08-10-2006 12:33 PM
Thanks guys! Not only do we really like the house we LOVE the neighborhood, wev'e already met some neighbors and they seem to all be friendly and have kids. We are headed out to go look at it now! Talk to you later!

yorkieangel 08-10-2006 12:33 PM
Quote:
Originally Posted by smileyanni
Were really excited about this house, it has a nice size back yard, and since we aren't in AK anymore there are no more eagles to worry about! I used to go outside with our babies everytime they had to even go potty. Plus the kids are really excited since they might get a trampolene!

YEAH for a tramoplene.. best money I ever spent. Kids have fun and get exercise at the same time. They can be dangerous though so splurge on an enclose and make sure kids know the rules for jumping:thumbup:


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