Pre-paid credit card question I don't shop online because I don't want to put my CC info out there and I have had my debit card compromised through a 3rd party service from a store front location...so, yah, I'm a bit paranoid! lol! So, my question is this...is it any safer to use a pre-paid credit card online? What information is tied to a pre-paid account and how exactly do they work? |
There are several types of prepaid cards, some are attached to you bank, be sure to get the kind that are more like “gift” cards and they are not attached to you name or any accounts. Here's more information: https://www.visadpsgiftcard.com/gold...faqProgram.htm |
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The pre-paid card charges a monthly fee? What do they do, take a certain amount from your balance each month? There are some gift cards that work that way...you have to use them within a certain amount of time or the balance slowly disappears. |
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Many of the banks that issue cards for Visa will let you get a temporary card number for online shopping. This is how it works: You want to buy something online (for instance, at 12345.com), you just go to your Visa account and request a temporary number. Then you use that number, not your permanent one, to complete the order at 12345.com. It can only be used once, and Visa issuer is the only entity that knows it is temporary and that it is tied to your real number. If someone hacks into 12345.com and steals names/credit card numbers of their customers, the one that you gave to complete your order is useless. Worried About Online Security? Use a Temporary Credit Card Number | Credit.com News + Advice |
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But, isn't that temporary number still tied to your information? So, if someone did hack into it wouldn't it still show your info or would it show nothing? |
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For those of you who do use a VISA prepaid card...I have another question... Do you have to go online to activate and give your social security number?? I was reading the info on the card at Wal-Mart and it said you had to do that. I don't understand why that would be needed. |
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