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-   -   Do you love your bank?? I want to change from BOA... (https://www.yorkietalk.com/forums/off-topic-discussions/230216-do-you-love-your-bank-i-want-change-boa.html)

Princes mom 06-29-2011 07:09 AM
Do you love your bank?? I want to change from BOA...
 
Bank of America has been on the worst bank list, according to Clark Howard, for a while. In July, they will start changing for a lot of services that were once free. I want a bank with a physical address, as opposed to online.
Your thoughts?!

jadabug 06-29-2011 07:20 AM
I have worked for a small community bank for the last 17 years. Prior to that I worked for First Union who was bought out by US Bank. I can say I prefer working for a small bank, and if you do your research the smaller banks are more fiscally sound and really care about their customer. If you have the availability to bank at a small bank you might want to check it out.

Princes mom 06-29-2011 07:25 AM
Quote:
Originally Posted by jadabug (Post 3580976)
I have worked for a small community bank for the last 17 years. Prior to that I worked for First Union who was bought out by US Bank. I can say I prefer working for a small bank, and if you do your research the smaller banks are more fiscally sound and really care about their customer. If you have the availability to bank at a small bank you might want to check it out.
That's exactly what I want to do. No more mega-banks for me. Regions Bank here has the #1 rating, followed by Sun Trust...last on the list is BOA.
I plan to vist Regions today.

susan lynn 06-29-2011 07:25 AM
We have had an account with BOA for 30 years, originally, C&S and Nations Bank. My husband also had a commercial account for 20 years an we never had any problems, have always been very satisfied. I work for Cobb County Board of Ed. and their account is also with BOA.

JesStang 06-29-2011 07:35 AM
I am with Bank of Oklahoma (no relation to BOA, I don't think...) and I love them! I don't get charged for anything, I have a pretty pink debit card :), and every 7-11 is a free ATM because they don't charge fees for Transfund. I would definitely go with a local bank that doesn't charge fees for stupid things.
Either that or a credit union.

McheleM 06-29-2011 10:25 AM
Quote:
Originally Posted by Princes mom (Post 3580980)
That's exactly what I want to do. No more mega-banks for me. Regions Bank here has the #1 rating, followed by Sun Trust...last on the list is BOA.
I plan to vist Regions today.
We are with chase, used to be bank one. They bought out Washington mutual, which is who we were originally with. I hate the large banks!!! However, my husband travels a lot for work and often has to deal with bank issues and we know having a small 2-3 local branch bank won't work for us if he's in Kansas and needs to go in to speak to someone so we are kind of stuck.

Roccosmommy 06-29-2011 10:38 AM
I too hate big banks, and BOA is at the top of that list. Do you have any locally-owned credit unions in your area? I joined our local credit union a few years and could not be happier. They don't even charge for personal checks OR bank checks!

Princes mom 06-29-2011 12:54 PM
Quote:
Originally Posted by susan lynn (Post 3580981)
We have had an account with BOA for 30 years, originally, C&S and Nations Bank. My husband also had a commercial account for 20 years an we never had any problems, have always been very satisfied. I work for Cobb County Board of Ed. and their account is also with BOA.
We have been with them since they were Nations Bank without any problems, as well. The news reports, reputation / rates, articles in business magazines are quite concerning.

licricket 06-29-2011 01:52 PM
We are with TD Bank and are super pleased! I also hate BofA. We dropped them a few years ago because of all of the internal problems and the Ken Lewis fiasco.

TresCutePiggies 06-29-2011 02:14 PM
I really like credit unions. Is there is a Delta Community Credit Union in your area? I've banked with them since they were Delta Employees Credit Union, and I was 18 with my first checking account. They've obviously long since changed their name and opened up the eligiblity to become a member. I think you now can reside in certain counties and qualify.

Wylie's Mom 06-29-2011 02:35 PM
I've been w/ US Bank for about 25 years, and have been pretty pleased with. Love their online banking/bill pay.

Krystee 06-29-2011 02:51 PM
Quote:
Originally Posted by JesStang (Post 3580986)
I am with Bank of Oklahoma (no relation to BOA, I don't think...) and I love them! I don't get charged for anything, I have a pretty pink debit card :), and every 7-11 is a free ATM because they don't charge fees for Transfund. I would definitely go with a local bank that doesn't charge fees for stupid things.
Either that or a credit union.
Hey, we're neighbors! I'm in Yukon :) (Sorry, off topic. lol)

Princes mom 06-29-2011 03:01 PM
Quote:
Originally Posted by TresCutePiggies (Post 3581350)
I really like credit unions. Is there is a Delta Community Credit Union in your area? I've banked with them since they were Delta Employees Credit Union, and I was 18 with my first checking account. They've obviously long since changed their name and opened up the eligiblity to become a member. I think you now can reside in certain counties and qualify.
Yes, there is!! I go by there tomorrow! Thank you!

TresCutePiggies 06-29-2011 03:48 PM
Quote:
Originally Posted by Princes mom (Post 3581428)
Yes, there is!! I go by there tomorrow! Thank you!
I think you'll be really happy with them. I was born and raised in Atlanta, and we've since moved to Philly, yet we didn't change banks when we moved even though there is not a physical location up here. I guess that says something. ;)

DvlshAngel985 06-29-2011 04:30 PM
Quote:
Originally Posted by TresCutePiggies (Post 3581350)
I really like credit unions. Is there is a Delta Community Credit Union in your area? I've banked with them since they were Delta Employees Credit Union, and I was 18 with my first checking account. They've obviously long since changed their name and opened up the eligiblity to become a member. I think you now can reside in certain counties and qualify.
I'm all for credit Unions. I love banking with Premier America Credit Union. I do have an account with BOA as well. I love my UCI Alum debit card. I only have an account with them because there is an ATM in front of my house, whereas the CU is 40 miles from my house. The convenient ATM is for when I need cash for cash only eateries, like my favorite tacos. It only has 3 branches. All of which are far away. I can use shared branches but they're a pain in the butt sometimes. I love direct deposit though, and I never ever have to buy checks with my CU. I use online bill pay, and if I need to give my dad a check for any amount, I can mail him one. :-) It all works out well.


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