My car was hit 4 weeks ago and the person that hit it, I was in the car, won't report it to the insurance co so I can't collect! However, I don't know him but he works where I do and I am waiting for an appt to see his boss! I called the insurance co with update info from his records from work. They had different address and phone #. They can't contact him and he has not called the accident in. The said he had 30 days to report it and they are not obligated to pay unless he does! Really I said. I have two witnessess and I did not call the cops. It was a fender bender, he was spaced out and said he didn't hit me while his car was still attached to mine.:( I was stopped honking my horn because I could see him backing into me. He exited a parking space in reverse like a jet plane! I filed a police report after the fact. I was told in the past it was not necessary to call the cops just to exchange info if it was minor. Wrong info to be sure. He gave me the info but never even asked my name and I did not give it to him. I am not going threw mine. I have a 500.00 deductable and the damage was 520.08. Ins will send me 20.00 until they collect and they can't because his co can't contact him because he is advoiding it. He does not know I work here so he's in for a very big surprise when his boss calls him in. He's a teacher too so when the superintendent get's involved he's going to be in shock! I don't care he's going to pay for my car. It's so frustrating. If I have to take him to court I will. His ins is good, licence good but he's a loser! Can't wait to see his face when he's called in the superintendent's office tomorrow. Got ya! |
Carol, that sounds extremely frustrating! :( I'm sorry your going through that. Why can't people just... do what they're supposed to without causing all the trouble? |
What a turd! :rolleyes: haha I would love to see his face when he walks in the superintendent's office and sees you! BUSTED. PLEASE keep us updated. Maybe you should have a video or camera ready and get a capture of his face. :p Anyway, I hope you get it all worked out. |
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I am so sorry this happened to you. He sounds like a real jerk. and a teacher yet!!! I hope this all works out for you. |
Carol? Does his car have damage on it? If so, I'd go take pictures of it. Get an estimate for your car...and file a small claims suit towards him. Of course id give him the option to pay you up front first. If he takes no action...tell him he'll be served!! Sorry you're going through this. |
Carol, I have worked in insurance claims for 15 years, his company has to pay you, I dont care what they are saying to you!! He is legally supposed to report the accident in 7 days although he is allowed 30 , since he has failed to contact his insurance company they are obligated to pay you!! Please call the company ask to speak to a claims manager, not a rep.. tell them your situation.. explain you work in the same place etc.... ask to fax her all the information as well as your estimate for damage and the witnesses statements.... you can also call YOUR company and again ask for a claims manager they should help you get the process started.. his company is also obligated to get you a rent a car while your vehicle is being repaired....!!! if you have any further questions please PM me... |
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Jennie, thanks for the info. I already did all the above. I called my ins co. withing 15mins then his to report the accident. I got an estimate 48hrs later and sent it into his ins. co. and followed up a few day's later to make sure they received it. They did but were still trying to contact him. They said he has to call them because anyone can report an accident. I tried not to argue the situation and they do seem to be working with me, however, they can't reach in. I had our Human Resource director call him two weeks ago telling him the accident has been reported and to call his ins co. ZILTH! He did nothing. They called his cell, his home # and the other number in his records. Left messages and he will not return the calls. The ins co. sent out two letters to him at two different addresses and he has not responded to either. My ins co said they will send be a 20.08 check and fight for the 500.00 for me. My rates go up and they won't be able to collect anyhow because he can't be reached to confirm accident. He's avoiding this. I have no recouse but to go to his boss. Believe me he won't be happy with this news. This is a school, he teaches troubled children and he's not responsible for himself! Yes, I will take him to small claims court if need be. I have no problem with that but he will pay. Believe me he will pay one way or the other. I am still waiting my turn to see the superendendent. School just opened and he's been very busy but I'm on the agenda at some point. He works for the school, I for the agency. He does not know me from Adam but he's about to find out just who I am. Not a fool that's for sure. It's been past 30 days already. I told the ins co they have to pay and they said they don't. It's Giego who advertises claims handled withing 48hrs according to tv. This low life will not get away with this. It's just making me so stressed because I want my car fixed! |
Finally had my meeting with the superintendent and principal of the school. They are shocked because he's such an outstanding person! They will take care of it tomorrow because it's so late and school is closed. We will see what happens tomorrow. |
Good luck, Carol. I'm glad you're ok and I hope it all is settled very soon in your favor! :) |
What a punk! Hello karma. :rolleyes: I'm just glad you were okay. :) |
I hope he is royally embarassed when they confront him!! This happened to me about 9 years ago. A lady backed into my car that I had only had for 3 days. She just backed up and didn't look. She gave me her insurance info and I called them, and they told me they had to hear from her. A week went by and she still had not contacted them and they told me there was NOTHING they could do until she contacted them. I was furious!! How is it right, that she and now your guy can just ignore the situation and nothing is done??? That just can't be right. My lady FINALLY called and I was taken care of ...but oh, the frustration!!! I bet his bosses don't think he such an outstanding peson now, do they?? What a jerk! |
Glad your OK. |
I'm glad you went to his boss! I hope everything gets worked out and maybe he will have learned a lesson although probably not.... |
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I was also shocked that the ins co didn't want to help me. They were nice and all but they had to hear it from their client. Meanwhile they had an old phone # and an old address. If I didn't work for the same co and have access to his files I would not be getting this claim paid. Even with two eye witnessess they would not take my word for it. Always call the police no matter how little the accident is. With the police record I would have been able to more forward with this. Well guess who just called me? Yep, the low life. The principal called him this morning, I listened to the call and he told him I came to see him and report that he has not called his ins co regarding the accident. He said he was out of the country and did not get any messages or letter! He just called me apoligizing and will call the ins co right now. He did not know he had to report an accident. LMAO Got ya!:p He's going to payyyyyyyyyyyyyyyyyyyyyyy that's all I care about. He now has no choice. He seemed very nervous, voice shaking on the phone. His bosses rave about him. This does not seem like him at all they told me. However I'm not his boss just a woman who he thought he could get away with something IMO. Maybe he'll think twice before pulling something like this again. Have a great day, I know I'm going too.;) |
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