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Venting in O/T Well, I just bounced my second check of the week. I suck. I am not getting paid until Monday. Just wanted to vent about my stupidity. I swear, I'd rather be beat until I cannot stand than be in debt. Its the WORST feeling in the world. |
thinking of you Kristy dont feel bad just about every second person on the planet has debt.Dont feel you are alone. hang in there :) dianne :) |
Thanks Dianne. I am going to call my parents and beg them for the money to at least cover the bank fees. I can't stand to see my account in the red. Its just so embarassing and so irresponsible. |
Oh girl I know it sucks....but we've all been there. It's never a good feeling but it happens, and you'll come thru it stronger and more determined to not let it happen again. What I hate the most about that is the bank fees. It's like, helloooo if you're broke, you don't have the money to pay them, besides, they're rich already, LOL! Stewie loves you, no matter if you have $1M or -0.01cent in your bank account, LOL! |
Ack....you don't suck! Everyone at one time or another has little money issues. I mean get this I am 42 and I NEVER made mistakes in my check book until a few months back when I accidently added my husbands gross pay versus his actual net pay into our check book. It was an over $500.00 mistake in my case that was finally figured out at a time my husbands hours had just been cut to the bare minimum. It took us forever to recover from my mistake and I felt terrible putting my family through it. Needless to say I am way more careful to double check on amounts entered these days! It sucks... but you will get through it just don't be so hard on yourself because your only human like the rest of us. |
You dont suck. I think we ALL have done it at least once. Most of us are in debt, thats just life, At least for most of us. Money is great but I would rather be happy than rich. :rainbow: |
Don't worry Kristy....we have all been there. It took me about forever to pay off all my debt, but it was worth all the mac and cheese dinners....hang in there...you will be ok! |
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i'm sorry about your money issue. it will all work out in the end!!! |
girl please don't be ashamed of it welcome to the club lol..... |
Sorry to hear of your financial troubles. I would have never known if you didn't post if for everyone to see. :eek: |
I know exactly how you feel. Sometimes it just happens. At least you are responsible enough to know that you did it. My first semester of college, my bank account ended up overdrawn $400 because I was so irresponsible that I didn't balance my checkbook. Yeah I know, but I am much better now. I'm 23 and had over $8000 in credit card debt 2 years ago, and now I only have my student loans (still in college) and car payment (have to have a way to get to college). It will all work itself out. And until then, Ramen noodles and mac and cheese are very filling ;) |
Ah Ramen noodles have you ever been so broke you start calculating things in ramen....hmm i can have this coke or 3 packages of ramen....OH yeah i understand about being broke new puppy is going on the credit card i know shame shame but i will pay her off with my income taxes...My husband isnt working so i should be able to claim him as a dependent to get more money |
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I feel for you Kristy! Those college years are tough! I swear the only thing my husband and I (we married when I was 20) ate for those last two years of college was top ramen and generic mac n cheese! We had to go on $10 dates. Which meant going to Denny's and getting the cheapest dinner on the menu, drinking only water and not leaving a tip. It'll get better for you! You'll look back and laugh about it. By the way I am 29 and still have to call up my parents on occasion to get a little loan. We all need a little help every now and then. |
Kristy, I've been there, done that too. Like everyone else said, don't beat yourself up about it. Managing money is hard! ...hmmm...I wonder when I will learn how to... |
Don't worry we've all been through this. I don't think it ever ends. Everytime you think you're on top something else comes up. You'll make it through. |
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