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-   General Yorkshire Terrier Discussion (https://www.yorkietalk.com/forums/general-yorkshire-terrier-discussion/)
-   -   Puppy Health Insurance???? (https://www.yorkietalk.com/forums/general-yorkshire-terrier-discussion/9692-puppy-health-insurance.html)

lyricandme 06-23-2005 08:38 PM
Puppy Health Insurance????
 
Does anyone have any health insurance for their baby? I am just thinking that since Rocky can't seem to stay out of trouble (VALIUM, for instance :confused: )
Maybe I should check into it! We have already spent tons of money at the vet for the pills and when he had parvo. It is definitely worth whatever it costs to keep him healthy, but if I could save a little, that would be fantastic! I am hoping that someone out there can give me a little more info on what it covers and if it is worth the cost. Thanks, in advance!

yorkieusa 06-23-2005 08:45 PM
http://www.petinsurance.com/

We have the VPI insurance. They have different plans. It depends on what you want to spend and what you want to cover. :)

CLEO & CEASAR 06-23-2005 08:47 PM
We got our babies health insurance..
 
We got our babies, both 10 months old now,pet health insurance from Veterinary Pet Insurance ( Premium Health Plan)for $17.00 each and are effective since last 6th of this month.We just want to feel secure that we would be able to give them the necessary treatment that they would need in times of emergencies...because we're not sure if we would always have extra money handy when those times come.

CLEO & CEASAR 06-23-2005 08:52 PM
Hello YorkieUSA!
 
How long have you had the insurance? We just purchased it and it was recommended by my sister. She's satisfied with it so we decided to get it too but other than that we really don't have a lot of experiences with it. But I read the details in the policy and it seems to be a good one...hopefully...so do you have any feedback about it?

Bella Bear 06-23-2005 09:03 PM
We have VPI too, love them!

CLEO & CEASAR 06-23-2005 09:21 PM
Hello Bella!
 
We missed you Bella at the last Meet Up at the Westminster Dog Park. We met you and your Mom at the first meet up we attended at the Barrington Park ( which he had such an awesome time!!!) and we really thought you're such a pretty gal...Bella...a fitting name for you!
And we are glad to know that your Mom got you insurance from the same pet insurance company.
Hope to see you this weekend at the Barrington Park! :aimeeyork

yorkieusa 06-23-2005 09:27 PM
I'm very pleased with VPI. They do what they say they'll do. Now isn't that a novelty in today's world? :p

CLEO & CEASAR 06-23-2005 09:35 PM
That's nice to hear YorkieUSA...
 
Well..I'm happy to hear that! Well, at least we chose a good one. We really didn't look around and we just took my sister's word when we got the plans for our Cleo & Ceasar. THANKS...that's a comfort to hear good words about it. :aimeeyork :aimeeyork :aimeeyork :p :aimeeyork :aimeeyork

sillyjacki 06-24-2005 05:32 AM
I just looked into this for Roxy... at $300/year, I would have saved money ALREADY!

Dang. Sign me up!

centralnewyorki 06-24-2005 05:44 AM
Is pet insurance like people health insurance- either pay a deductible or a set amount for each office visit? My cousins have it for their mastiff and recommeneded it, but I just don't know if it will be cost-effective. What if you only need an office visit and shots each year? Is it still worth it? I've also heard pet insurance won't cover anything common to the breed, like liver shunt or LP for yorkies? Is this true?

luzangela428 06-24-2005 05:48 AM
I have VPI..for emergencies...I think I pay less then 20.00 a month but I didn't take the vaccination coverage..because at that point Maximus had already had all of his shots so it didn't seem cost effective to me...BUT I feel much better knowing if an emergency came up I have some help

Sydney'sMom 06-24-2005 05:49 AM
Quote:
Originally Posted by centralnewyorki
Is pet insurance like people health insurance- either pay a deductible or a set amount for each office visit? My cousins have it for their mastiff and recommeneded it, but I just don't know if it will be cost-effective. What if you only need an office visit and shots each year? Is it still worth it? I've also heard pet insurance won't cover anything common to the breed, like liver shunt or LP for yorkies? Is this true?
The only problem I've had with VPI so far is that they only cover one "check-up" a year. So each time she got shots as a puppy...they would pay the $15 for the shots...but I had to pay the $30 for the office visit. :( Plus when she bonked her head on the coffee table and we took her into the vet just to be sure that it wasn\'t something worse, they wouldn\'t pay for it...even though the vet wrote in down as "injury, head trauma". I guess if they had had to do something for it...like what happened to Jessica\'s Tucker...maybe they would have payed for it then?

jogi37 06-24-2005 06:45 AM
I am so glad this thread got started. I have been going back and forth as to if I should get pet insurance for Tini.....I have spent a lot on her this year, but it is also her first year....I guess if I was going to do it I should have sooner...?

Thanks for the info, I am going to check out VPI.

Bella Bear 06-24-2005 08:52 AM
Hi Cleo and Ceasar! Glad to see you guys on YT! My mom and I will be in San Diego this weekend so we will miss the meetup again, we are both really sad about it! :( Hopefully we will see you guys at the next one! Have a great time this weekend, kisses to everyone! :D

lyricandme 06-24-2005 11:03 AM
Thanks for all of the information, everyone! I have already signed up with VPI! I think we might need it!


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