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Question for one's who have insurance? A month ago Piper was spayed. The vet did blood work & her enzymes were high. She repeated them before surgery & said they were elevated but not enough to cancel surgery. Had me make an appointment in a month. Took Piper in yesterday. They are higher than ever. The vet scheduled an appointment for next week to do an bile acid test. My question is, should I get insurance? I was just reading in here the cost if it's a liver shunt. Is it to late to get insurance? And if I do get the insurance how fast does it kick in? Can I cancel it after a year? Do they check on pre-existing conditions, or cover them? |
I have VPI pet Insurance and simce Cali went hypoglycemic before the effective date they excluded any charges for that. She also had a liver biopsy because of high Bile Acid test resuls and they denied them as hereditary. They do not cover any condition that your pet was being treated for or hereditary conditions. You can cancel anytime. I have it for accidents, or other major problems that develop. I pay 23.00 a month and it's worth the peace of mind should a major expense occur. Good luck with the test! |
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