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Recommendations on Pet Insurance I need some members to give me some ideas on Pet Insurance. I just got a AARP email this morning for Petplan. I need to know if anyone if familiar, and how it compares, as in what you get for the price. If not may someone knows another plan that is better?:confused: |
There are a lot of threads on here about pet insurance, and there is an article in the library about some things to look for when evaluating pet insurance. My experience has been, the insurers are pretty open about what they cover or not, their websites are usually very informative and easy to read. I have Trupanion Insurance which I am satisfied with, although I have yet to make a claim on. |
We have Pets Best. Happy to have be able to have it. Fits our budget based on my choices of coverage . Lots of info on the site about it so so a search of you want more. |
There is a huge difference between plans but you may find a small vet group that offers in house insurance. This is what I have, and I love it. |
Do you mean a private clinic is offering pet health insurance? It is a new idea to me, and I wonder how they could afford to offer insurance? |
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Well is that insurance plan portable? Meaning if you go outside that clinic you would get coverage? I think for the first year or so let us see $100 to enroll. $50 per month = $800 in the first year relatively a break even if you are going to neuter/spay your dog. (at the very top end). Do they cover genetic or heritable diseases? Will they cover the cost of a specialist visit, and surgery by a specialist that is not employed by that clinic? Just some food for thought here. |
There are not any restrictions as far as hereditary diseases. In fact, they do blood tests at 9 months to check liver function in Yorkies due to the possible liver shunt. I realize the cost, however I had this plan for a male kitten that was healthy when I got him. Within his first year he had cat acne, a twisted intestine, and an eye issue. I was able to take him for as many visits as necessary at no additional cost and saved on the surgery and meds. Just knowing I can go anytime and have great care is worth the cost. As for out of area, you have to submit the receipts but I have not had to do this. |
I like Healthy Paws bc of how they do deductibles. |
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I was offered for $64/month Wellness plan through the vet 4 office calls 1 dental (not including extractions) 1 full panel senior bloodwork deworming 4 xrays per year All vacs Nails clipped whenever 20% off all other services including emergencies and medications Keep in mind that dentals here in NY are rarely under $800 |
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