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ckuz13 01-23-2009 01:11 PM
Paypal
 
Just a quick, curious question..Why don't more breeders use paypal? I think this would help keep alot of potential dog owners out of the pet stores. Especially now with the economy, I find a lot of people not spending as much "cash" as before..just wondering..thanks.::;)

bildio 01-23-2009 02:22 PM
PayPal charges the seller a fee. I believe it's 3 percent. Some probably are just not comfortable with PayPal.

Nancy1999 01-23-2009 02:26 PM
Joey's breeder wouldn't even take a check, she wanted a cashier's check, I suppose many breeders have had to learn the hard way, some people can't be trusted, and that makes it harder for the rest of us. Also, if you have to pay for the dog on credit, it might be a problem. There are lots of expenses the first year.

ckuz13 01-23-2009 02:38 PM
Hi Nancy and Joey..long time since I have been on..anyway, The reason I bring this up is because I was passing a petstore today only to notice a lot of people were in there looking at the pups..anyway a couple came out with a new puppy (yorkie). I decided to ask why they chose to purchase from a petshop rather then a breeder..I know bold...their response was.."they accept american express"..Now this couple answered quite honestly in my opinion..and they were not rude..I did not go on any puppy mill preach..I was just curious and the couple seemed really excited..also they were aware of puppy mills..but the form of payment was their biggest motivator on why they chose the store..So doesn't Paypal secure both the seller and the buyer..I mean people buy very, very expensive items on ebay..and it is a very successful website...

ckuz13 01-23-2009 02:42 PM
Quote:
Originally Posted by bildio (Post 2434535)
PayPal charges the seller a fee. I believe it's 3 percent. Some probably are just not comfortable with PayPal.
I think it is free to set up..and there is a percentage but the breeder could add that to the cost of the dog...3% is hardly anything..anyway I would feel safer...Plus A lot of people have a hard time finding local breeders..most have to send via mail..or wire through the bank..thats scary..

Nancy1999 01-23-2009 02:47 PM
I think most really good breeders can afford to be choosey, so it's really not an issue for them. We had a contract, and felt safe with that. Did you ever find a dog?

ckuz13 01-23-2009 02:49 PM
Quote:
Originally Posted by Nancy1999 (Post 2434545)
Joey's breeder wouldn't even take a check, she wanted a cashier's check, I suppose many breeders have had to learn the hard way, some people can't be trusted, and that makes it harder for the rest of us. Also, if you have to pay for the dog on credit, it might be a problem. There are lots of expenses the first year.
Oh..the credit thing..I don't believe all folks use credit because they can't afford it otherwise..some people prefer to use it cause it secures their purchases..especially the really big ones. I am not referring to those who can't afford the expense of a dog..that is a whole different story..haha..

ckuz13 01-23-2009 02:56 PM
Quote:
Originally Posted by Nancy1999 (Post 2434586)
I think most really good breeders can afford to be choosey, so it's really not an issue for them. We had a contract, and felt safe with that. Did you ever find a dog?
Not yet..but spring is coming..perfect time. Thought about rescue..but just too picky..almost ended up with a maltese...gift from a dear friend..but my yorkie fantasy still dances in my head..haha..

QuickSilver 01-23-2009 06:52 PM
Wow, they knew about puppy mills, but were swayed by the convenience of American Express? That seems strange to me. Oh well.

As I understand it, someone could buy something on their credit card, and then contest the charge. Presumably the credit card company would then contact the breeder, so I can see why breeders would prefer cashier's checks - that's pretty much cash, and once it's changed hands, it's over.

ckuz13 01-23-2009 07:06 PM
yeah thats true..I thought of that too! That would be pretty dirty of the buyer though unless the dog was truely ill or something of that nature. I was just thinking of a way to get more families into the hands of breeders and rescues instead of petstores...

Nancy1999 01-23-2009 07:09 PM
Quote:
Originally Posted by ckuz13 (Post 2435072)
yeah thats true..I thought of that too! That would be pretty dirty of the buyer though unless the dog was truely ill or something of that nature. I was just thinking of a way to get more families into the hands of breeders and rescues instead of petstores...
I actually think the sales in pet stores is way down. It's the internet that the big draw, and people who would never consider buying from a pet store have no problem buying off the internet.

By the way, which pet stores are still selling dogs in Arizona? I know the Petsmart by me no longer does, and only does rescues.

ckuz13 01-23-2009 07:17 PM
I would think so..but I was shocked to see the store packed. Are puppies like comfort food? Hopefully they were just looking.

rosey442 01-23-2009 07:20 PM
The breeder I bought my yorkie from accepted personal checks as a down payment, along with PayPal and good old-fashioned cash as forms of payment. It was only either through PayPal or cash was required at time of pick-up for total payment as she did accept payments from the time Molly was 2 weeks old until she was 11 1/2 weeks old when I picked her up. To me PayPal was a draw as it was more convenient than going to her for cash payments, writing checks, money orders, etc. Plus, it provides protection both ways- for seller and buyer. :animal36

ckuz13 01-23-2009 07:33 PM
Quote:
Originally Posted by rosey442 (Post 2435099)
The breeder I bought my yorkie from accepted personal checks as a down payment, along with PayPal and good old-fashioned cash as forms of payment. It was only either through PayPal or cash was required at time of pick-up for total payment as she did accept payments from the time Molly was 2 weeks old until she was 11 1/2 weeks old when I picked her up. To me PayPal was a draw as it was more convenient than going to her for cash payments, writing checks, money orders, etc. Plus, it provides protection both ways- for seller and buyer. :animal36
Seriously, the protection is what I think draws the purchaser in as well as a contract. Not all breeders are willing to take that chance..(paypal) I think it was great of her to be soo trusting..I know a lot of people get burned so it makes people quite nervous, On both ends. We just had our backyard landscape put in and it was quite expensive..most landscapers wanted cash only..but we were not going to take the chance of getting burned so we looked until we found someone who did it all, cash check, credit.. we ended up with a gorgeous yard and we did not feel nervous that they were going to take off in the middle of the job. Also He got paid in full and was not worried about us either..

bildio 01-24-2009 03:58 AM
I prefer PayPal except for the seller fee. PayPal is not scam free, but it's in the ball park of credit cards.

Cashier's checks are not scam free. Do an internet search on cashier check scams. When the seller deposits a cashiers check it will typically be credited to the seller's account, however, the seller's bank will not "guarantee" that the money is in the buyer's account, and the deposit may be later debited from the seller's account.

I'm not even comfortable with cash. For example, if someone gave me 20 new hundred dollar bills, I'd be concerned about whether or not they were real or counterfeit.

The breeder I purchased Gus from only took cash only. He had no problem with new hundred dollar bills, and there were a lot of them -- all good BTW. He would not even take American Express Traveler's checks. He firmly told me, "No checks whatsoever."

In addition to the security of cash for the seller, there may be a tax "advantage" for some, i.e., no paper record of income to declare.

Nancy1999 01-24-2009 09:22 AM
Quote:
Originally Posted by bildio (Post 2435400)
I prefer PayPal except for the seller fee. PayPal is not scam free, but it's in the ball park of credit cards.

Cashier's checks are not scam free. Do an internet search on cashier check scams. When the seller deposits a cashiers check it will typically be credited to the seller's account, however, the seller's bank will not "guarantee" that the money is in the buyer's account, and the deposit may be later debited from the seller's account.

I'm not even comfortable with cash. For example, if someone gave me 20 new hundred dollar bills, I'd be concerned about whether or not they were real or counterfeit.

The breeder I purchased Gus from only took cash only. He had no problem with new hundred dollar bills, and there were a lot of them -- all good BTW. He would not even take American Express Traveler's checks. He firmly told me, "No checks whatsoever."

In addition to the security of cash for the seller, there may be a tax "advantage" for some, i.e., no paper record of income to declare.
I didn't know that about cashier's check, is there any type of cashier's check or money order where the money is guaranteed? I mean as long as the check's authentic?

bildio 01-24-2009 09:39 AM
It looks like USPS money orders are pretty good, and inexpensive to purchase too.

Nancy1999 01-24-2009 09:58 AM
Quote:
Originally Posted by bildio (Post 2435645)
It looks like USPS money orders are pretty good, and inexpensive to purchase too.
Thank you!


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