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-   General Yorkshire Terrier Discussion (https://www.yorkietalk.com/forums/general-yorkshire-terrier-discussion/)
-   -   Pet Insurance (https://www.yorkietalk.com/forums/general-yorkshire-terrier-discussion/141764-pet-insurance.html)

IndianaGirl 08-10-2008 09:46 PM
Quote:
Originally Posted by yougetthesmiles (Post 2174048)
Were colts fans as well!

Were having a Indiana Yorkie meet up this fall in Indy! Are you going to be here in Oct??
Were coming back this Christmas so my husband can see the snow. Hopefully there will be some on the ground :)
But, please keep me in mind, I cant wait to come home for good!

Colts Baby!!

yougetthesmiles 08-10-2008 09:50 PM
Quote:
Originally Posted by IndianaGirl (Post 2174050)
Were coming back this Christmas so my husband can see the snow. Hopefully there will be some on the ground :)
But, please keep me in mind, I cant wait to come home for good!

Colts Baby!!
This will be are 3rd meet up in Indy! We have lots of fun and TONS of Yorkies!

Ohhhh SNOW!!! I'm so not ready for that yet lol

IndianaGirl 08-10-2008 09:56 PM
Quote:
Originally Posted by yougetthesmiles (Post 2174028)
I'm in Warsaw, it's about 2.5 hours from Indy. Warsaw has all the Orthopedic Companies. Indy is huge! Warsaw is a pretty small town.
When I took my husband back there, he couldn't believe all the "unused" land...lol
Were Colts fans, so Im hoping to be close enough to go their games.

Mayas Mommy 08-10-2008 10:54 PM
Well I was thinking about using Petplan when we come over ..... but somebody (I think it was Judy) said she has an Bankaccount with money comeing in it every month for the dog ..... just in case ...... and I think that is a great Idea .....

Mytinkerbell 08-13-2008 12:42 PM
I asked about Pet Insuance on the Health & Diet Thread, so I thought I'd let you know that I ened up getting Pet Insurance for Leah. The plan I went with was: Pet Plan. The reason I chose them was because they cover everything, along with congenital issues and they have long term chronic care. Hopefully, they will never have to use it. I'm figuring the kids (daughter & boyfriend) couldn't afford to pay high vet bills, but could afford to put it on a credit card and pay it back after the deductiable, coinsurance, etc.. and only have a small bill left in the end. (having lost their other yorkie to liver shunt, I don't want to take any chances with this new puppy ~ I should have gotten it a month ago....wasn't thinking!)

I feel alot better knowing that we took every precaution this time to keep Leah safe & healthy! And not because of cost!!!!

IndianaGirl 08-13-2008 12:45 PM
Quote:
Originally Posted by Mytinkerbell (Post 2179772)
I asked about Pet Insuance on the Health & Diet Thread, so I thought I'd let you know that I ened up getting Pet Insurance for Leah. The plan I went with was: Pet Plan. The reason I chose them was because they cover everything, along with congenital issues and they have long term chronic care. Hopefully, they will never have to use it. I'm figuring the kids (daughter & boyfriend) couldn't afford to pay high vet bills, but could afford to put it on a credit card and pay it back after the deductiable, coinsurance, etc.. and only have a small bill left in the end. (having lost their other yorkie to liver shunt, I don't want to take any chances with this new puppy ~ I should have gotten it a month ago....wasn't thinking!)

I feel alot better knowing that we took every precaution this time to keep Leah safe & healthy! And not because of cost!!!!
Thank you for the info :)
Does that insurance require a deductible? This is what has got me a little confused. I got an email this morning from ASPCA regarding their pet insurance, and it said they pay 80% of certain services.

Mytinkerbell 08-13-2008 12:56 PM
Yes, they have a deductiable AND a coinsurance. The plan goes like this: You have a $4000 bill, the deductiable is 200 and the coinsurance is 10% (of total bill) so I would only have to pay $600 for a $4000 procedure. I bought the "bronze with a 10% coinsurance and a 200 deductiable and paid just over $200 for the year. I guess I'm figuring that if anything happens it's going the cost is going to be up there so I'd better be safe than sorry. (The liver shunt procedure that her other one was going to have was going to be over $6000....there was no way they could have afforded it even if they could have saved her) I bought it for them for the 1st year....you can always change the plan according too. I just pray that they NEVER have to use it. Leah is very healthy right now but you never know....we didn't know that Carmen was sick until it was too late. Good luck to you and let me know what you decide.

IndianaGirl 08-13-2008 12:59 PM
Quote:
Originally Posted by Mytinkerbell (Post 2179806)
Yes, they have a deductiable AND a coinsurance. The plan goes like this: You have a $4000 bill, the deductiable is 200 and the coinsurance is 10% (of total bill) so I would only have to pay $600 for a $4000 procedure. I bought the "bronze with a 10% coinsurance and a 200 deductiable and paid just over $200 for the year. I guess I'm figuring that if anything happens it's going the cost is going to be up there so I'd better be safe than sorry. (The liver shunt procedure that her other one was going to have was going to be over $6000....there was no way they could have afforded it even if they could have saved her) I bought it for them for the 1st year....you can always change the plan according too. I just pray that they NEVER have to use it. Leah is very healthy right now but you never know....we didn't know that Carmen was sick until it was too late. Good luck to you and let me know what you decide.
I wish they wrote it out like that, its easier to figure out :)
If you dont mind me asking, how much is your monthly payment?

Mytinkerbell 08-13-2008 01:06 PM
I paid for the full year....and it think it was around $236. I paid that much for the 1st year because I figured THEY could afford the 600 vs. a larger amount if something big happened. They can change it next year if they want....they (daughter) is just on her own and cant possibly afford anything big right now. The Pet Plan Insurance website has a "claim calculater" so you can put in different senero's and adjust. I even called them and asked some questions.

IndianaGirl 08-13-2008 01:09 PM
Thank you!
Im definitely going to check it out.
I can't keep doing it with cash or credit card like I have been :mad:


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