Attn breeders trupanion insur This company will actually cover your breeding dogs. The details are on their website. This might be a good option for some of you. I have not received a quote yet. But I would be willing to share the details with you. It will be interesting to compare rates across breeds and between Canada and the USA |
OMG!!!! What a blessing!!!! This will be super!!! While I dont have very many actual emergency health issues, I am hoping dentals may be covered...an occasional c-section that may be necessary, is covered.... I emailed them and am waiting to hear from them about cost and coverage! Thank you Gail!!!! |
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Please share the info, this will be very helpful :) no one sees how expensive it is to breed ....if it's done right and not taking short cuts. |
You can go to their website! It tells you all about it...they are the FIRST and ONLY insurance company to insure breeders! This is wonderful for us! There is a chart on the site that compares all the insurance companies and Trupanion is cvlearly way ahead of the game...of course, I would imagine that effeciency and coverage comes with a price.....I am hoping the dentals and the xrays and ultra sounds may be covered.....that is where most of my expenses come from....thank God I dont have health issues, nor do I require c-sections very often.....of course, emergency accident coverage would be a blessing too...as a breeder, I have not been able to even have that! |
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I wonder if they will pay for when I do offa testing hips elbows etc? Would be interesting to find that out. |
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Trupanion Insurance for Breeding Pets |
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Both intact males and females have an increased desire to roam, which increases their risk of sustaining injuries in fights or auto accidents or unwanted aggressive behavior from other animals. Really so they are to be punished because neutered animals attack them??? How wonderfull this viewpoint. Ya know maybe it is the neutered animals that should have an increased premium on their insurance because it makes them more aggressive, and therefor at an increased risk of injury due to their predilections from neutering? |
The roaming question My small breeders group I already know the answers too, but I am reaching out here to the Yorkie Breeders. Do your intact females or males show a heightened roaming behaviour? My BRT full male doesn't and never has. My 5yr old Yorkie for the first time this summer escaped our cottage deck to go say Hi to a female across the way who was by the way neutered. It was my first experience with what I could class as a roaming behaviour. Just wondering if this roaming behaviour is common to Yorkies? |
None of mine roam and it's not like we have to fight to contain them. When I was child we had an intact male beagle and he would roam seeking out that girl in heat |
Sigh such an idiot I tried to do the on line quote thing. But kept getting back an error message. So I called and she will email the quote based upon what we discussed. Interestingly enough she said as long as and as soon as you own the dog get it insured. I said but this dog is coming over from Russia. And I will own the dog once I pay final payment and then the dog will be shipped to me, but I have not yet had a vet in Canada do the health checks. She said insure the dog as soon as payment transfers as there is a 5 day waiting period for accident and everything coverage. Get the health records sent to us ASAP. All export dogs must have a vet health certificate signed and furthermore on import the vet at the airport must examine the dog and allow the dog into the country. She said if in transport some "idiot" breaks your dogs leg then you are insured for this. If you get the insurance once ownership transfers. I will post once I get the quote from her on the insurance. |
I never updated this thread! So sorry. But now an update, Dara has been insured for one year - no policy rate increase. Trupanion sent me a notice that they have now - dropped the spay and neuter mandatory, and also some of the coverage on optional rider for alternative care is now covered in their basic policy. So I called them. The gal was very helpful on the phone, as I was asking if given that I have this additional rider should I drop this, as now you are covering alternative treatment choices. She said well there are still 7 alternative therapies that are not covered under the general policy... anyhoo I kept that Rider A. And we also had a fruitfull discussion on genetic diseases. I was confused because their general policy said something like - 18 months prior to insured date if there were indications of x/y/ or z, then the dog was not covered. I said what the heck here? I bought your policy because you insure against genetic diseases. She was 8wks old and insured by you. She is barely over one year old now. I won't know about HD until I do offa at 2 yrs old - are you telling me that if she does have HD you won't cover her? She said of course we will. This is in place because of those folks who adopt a rescue dog, who you don't know the history of, so if you brought an older dog in for limping to the vet, and aafter testing et al it was determined the dog had HD - that dog would not be covered. Oh the ins n outs of insurance. I bring this up here, for all those folks who adopt from rescues or re-home situations. It is of concern to me. Has always been actually. You might not be able to get total insurance coverage from an insurer... |
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