My husband was sent out a new bank card as his date had expired.He had it 5 days and used it twice The bank rung him and said they were cancelling it.The police had done a house raid somewhere and found a stash of cloned cards and his new card was one of them.Luckely it hadn't been used but to this day we don't know how it was cloned so quickly
Glad you didn't lose out with yours