Not at all Shana 

 I am trying to be proactive b/c I know a lot of people are hurt by what happened and I just want to try to keep a level of maturity to this thread.  We have new members reading all the time and sometimes I think us regulars (me included) forget about that.   
Just trying to keep things helpful.  Let's use this thread as a resource to help those that were affected.  Those of you that have taken action can help others who may not know what to do to get their money back.