Awwwww Patti - thank you so much and same to you ...you have so much your dealing with so your words mean alot.....& I SO agree - (& you aren't being cruel - you don't have it in you)

but as far as the cost of things - It's out of control in this country - medical care- drugs - it's thru the roof now -
IF I could ever offer advise for someone coming up ....it's PLAN FOR YOUR FUTURE - you don't know what's in store so the time is NOW
Good post Patti