feel believe me i was debating on wether or not to do it. But you know what i am not here to tell you what you should do or not do.
I am however going to say that i was in the same situation as you i was like my dog only humps his little bed but thinking about the health risks. I rather be safe than kicking myself in the long run you know what i mean.
You do what you feel is right in your heart.
My baby is my life believe me and i have put off nuetering him he's 9months i shouldnt of waited this long but better late than never