It IS really scarey and it can happen to anyone, no matter what! My husband woke up with a terrible heart problem one morning, back in 2003 and never was able to work a day after that. Just boom - no income. After about a year we were able to get his disability retirement, but those months were very frightening.
You CAN get by on much much less than you are spending right now and if your hubby loses his job, you can survive, especially since you have a job.
Start right now, like your hubby said, start being more conservative - it will get you in the groove, should it really happen. Trust me though, you CAN learn to live on much less and it is OK!
Good luck
__________________  Rex & Rowdy's Mom  |