BUgs in general dont scare me but roaches FREAK me out!!! I also have a fear of lake water. I wont get in it if I cant see my feet and if I do get in it I have to be a in a floating device so that I am not actually in the water. I HATE water where stuff can touch me but I cant see it. I call it "fear of the unknown" .
I LOVE snorkeling and want to get dive certified because oceans dont scare me since I can see in the water. But lakes/ponds/dirty streams scare the crap out of me.
I also have a total fear of the bird flu. I catch everything, so once it hits the US Im gonna wear a mask