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Originally Posted by DaisyMaesMom Would your homeowners really pay for that?? Ours down here wouldn't. Nor would we want to claim it for risk of being cancelled... They are always looking for a reason to cancel policies. No one wants the hurricane risk and you know how it goes, file a claim and your rates go up.. It's already so darn expensive I can't risk it going any higher... LOL It's crazy down here for insurance. |
Yeah it would pay. My friends husband dropped a can of motor oil on the dining room carpet and they were able to replace the entire room! I would think that your rates would only go up if you had several claims, or a really huge one, like a fire. It wouldn't hurt anything to at least call the insurance company and ask.