I have VPI an so far out of 1500.00 they denied it all for either preexisting or genetics related. I just sent in another 2700.00 in charges and know they won't pay for most of it because it was for spaying and liver shunt testing but some was for a possible blockage. Next time I get pet insurance I will make sure I have it the day I bring my puppy home so nothing can be preexisting. |