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Originally Posted by 107barney  There are a lot of companies that are insurance accident/only. We have Embrace and wellness is optional. |
I am glad it is available several places. I looked at three other companies after I found accident only was available. For Mario, Embrace wanted $254.55/yr (no wellness) for the what appears to be the same plan that I paid $77.00/yr for through PetsBest.
I am sure Embrace covers something PetsBest does not or the argueing is less, when you do need it, with Embrace. I am sure there is a reason. I went with PetsBest because of the price difference and because, just like everyone, I hope to never need it, so I do not want to pay a lot for it.
For us, it really is strictly is a true emergency insurance for a bizarre and expensive occurrence. I can take care of minor or moderate costs for the little guy, but $10,000 (not reimbursed) does not come as easily.