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Originally Posted by theporkieyorkie  I know people have talked about using "care credit" I believe is what it is called.
If someone doesn't have the money upfront to pay the bill, is there any way to get the care credit and then pay that off when they get the money back from the insurance?!? |
Care Credit is very easy and fast to apply for over the phone. They will tell you within minutes if you are approved. The amount of credit depends on your income. They accept cosigners. Applying is a "hard pull" and does impact your credit rating.
Then you have talk to your vet's office about what they will accept and the terms. Most vets will allow you to charge anything with the card, but only purchases $200 or more qualify for interest free financing. The length of time that you have to pay it in full before interest is charged is also dependent on your office. Our vet allows 6 months. Some offices allow 1 to 2 years.