IMO, that is much too high for a rehome. I also think that at that age, she shouldn't be selling under a spay/neuter contract. It's not as if it's a puppy and too young for the surgery --- it's 3 years old. If the wants the dog to be spayed, she shouldn't leave it up to chance and have it done before selling the dog.
I thought I had read that a retired breeding female is usually sold for about the amount of spay and any other vet care.
My Chuy was a one-year old rehome. I paid $250, and he was neutered, up-to-date on all shots, and paper trained like a sharp-shooter.
I think your breeder is asking for WAY too much.
__________________ Life is merrier with a Yorkshire Terrier! Jezebel  & Chuy  ... RIP: Barkley  Loosie  & Sassy  |