i'm sending lots of prayers for livie, and for you. seeing her in that cast just breaks my heart! poor little baby. i know this must be so hard on you as well. i hope and pray that you can find some way to get her the surgery.
as far as the care credit... you can apply online or over the phone. they most often tell you right away if you're approved or not. i personally used this for myself several years back when i needed a lot of dental work (about $7,000) and it was a life saver, as i got everything i needed done right away and eventually paid it off. they charge no interest for the first year as long as you're on time with your payments. if you pay it off completely within a year there will be no interest charged at all. after finding out most veterinarians (even specialists and er clinics) accept care credit too, i keep the card for my 2 girls. here's a link to their site.
CareCredit Healthcare Finance - Payment Plans and Financing for Cosmetic Surgery, Dental, Vision, Hearing, Veterinary & Other Medical Procedures
i'm so glad to see that others here that have been in your position have offered so much advice and support! that's the most wonderful thing about yorkie talk! you and sweet livie will be in my thoughts and i will be checking in for updates and hoping and praying.... sending hugs