Embrace I agree with the poster who mentioned Embrace. We've got both the insurance for sickness/injury and the well-dog insurance - the latter only for her first year. I hit the limit with Gracie's spay, but at the end of the day, well-dog insurance saves me about $100 the first year. Not a lot but better than zero. I'm dropping it next year - only wanted it to cover year 1 expenses. But I'm keeping the sickness/injury. Embrace is very responsive and reimburse quickly. For those who are unhappy because vets want their money up front, I think that's normal for an industry where most people don't have insurance on their pets. Not like medical doctors for people where most people do have insurance. |