Trupanion doesn't go up because of age, but it does go up because of "higher vet costs in your area". There are some threads on YT about this with complaints about a huge payment jump with Trupanion... Don't remember, but I don't think they cover 100% of each claim. and Petplan doesn't for specialists (they cover up to 80%), but they do for the ER if it was life saving.
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