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Originally Posted by AGirlWithWheels  I called and asked about this and apparently they only cover 30% of specialists, such as a derm even though our regular vet referred us out because she could not figure out what was wrong with Holly's skin. I assumed it would be covered because I was told we are 100 % covered, so we have no co-pay. |
If it were me, I'd have to call them back and argue that. Their site clearly says 20% (or now 30%, depending on your state) for specialist/referral copays. Look at their page here and scroll down to the word coinsurance, then click on the little "?" next to it. It sounds as though someone got your 30% co-pay and their 70% reimbursement amounts reversed.
Petplan's Flexible Dog Insurance Policies
I just went and checked my policy papers and my specialist co-pay percent is 20.
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