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Old 08-02-2010, 10:58 AM   #12
bchgirl
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Quote:
Originally Posted by Shanatink View Post
That's what Im worried about but it's come to a point where it is not lucrative enough to pay the monthly fee just to have a merchant services plus of course they get a percantage of every purchase (which that part is fine but the monthly fee on top of that is what is doing me in). Basically if I shut down for a month I still have to pay a huge amount of fees even if I didnt take any orders. Now with paypal it basically is just a checkout terminal now where any credit card can be used but I knwo many people do not think of it that way which is why Im wondering if it would bother people too much. You do not have to have a paypal account to use it to checkout but I knwo so many people dont realize this. You can have a credit card and just use the paypal as a checkout terminal.
I accept credit card payments at work. We do not have a terminal nor do we pay monthly fees. I am charged only when someone uses a business card and the rate is 3.2 on the amount charged. I call in the transactions over the phone and they are automatically credited or debited to our checking account.
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