It is such a tough time.
We are in a bind as well, we have been for the last couple of months. It always seems to come at the worst time too. Thanksgiving and then Christmas, this is the time when you have the most expenses out of the whole year. But, hopefuly it will all work out for you and your hubby will find a much better, well paid position. The new year is just around the corner and good things will come along with it. I PROMISE!!
Take Care.