from what i can see in the pictures in your album bear looks just like mine in regards to the coat. Its soft and poofy, doesn't lay flat, and on the head has grey, tan, and black hairs intermingled, right? Mine is 4 and still looks like that. LOL She has a cotton coat that will never turn silky and mats up when it gets to a certain length. I keep her cut short to avoid this problem. unfortunately bear will never have the silky drop coat look but that doesn't make him any less of a yorkie.