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Originally Posted by nana911  Thank you for the E/R info. I have pet insurance. I've kept credit cards with zero balances but with the 'new economy' if you don't use them (and I mistakenly did not) they whittle down the limits, start charging annuals, or close the accounts. It's crazy the penalties for trying to keep open lines available with no balances. Even tried keeping tiny balances and they just lowered the limits to what my balances were. So now I have just three major cards a big balances/limits on them. Nuts I tell ya. Going to keep cash in ice cream containers in the freezer marked..DOGS!
I'll shut up about financial issues now so I haven't completely hijacked the thread. Hopefully, she'll come back and let us know what is going on. |
I've heard of the same problem with Care Credit if you try to keep that line of credit open.
IMO, setting up a special account with automatic deductions every month is the best way to plan for unexpected vet bills.
I have also heard the recommendation that you open that account with the equivalent of the purchase price of your dog the day you bring him home and add to it monthly.