I just got Embrace pet insurance about a week or so ago. Haven't used it yet, but the draw for me was they pay a percentage, as opposed to a set amount, and they also cover genetic conditions/illnesses. You can get a plan for routine visits I believe.
__________________  We long for an affection altogether ignorant of our faults. Heaven has accorded this to us in the uncritical canine attachment. ~George Eliot |