Its ashame that its done but its reality. This is why my furkids have their own savings account that neither I or my husband touch. I started doing this when I found out Mimi had LP. Vet says she doesn't need surgery but you never know. I also learned a lesson when I had Lilly. She needed heart surgery that was 2500.00, I had to take out a loan for that which I am still paying for. Unfortunatley my baby girl didn't make it and passed away the same night after surgery
Care credit is good too...I have it.
You have to have a back up plan because you just never know. I have $50.00 biweekly that transfers to their account every 2 weeks. I don't even see the money because as soon as my pay check hits my account the money comes out. I will just build up that account because I know more than likely they will need alot of care when they get older.
My friends think I'm crazy because my dogs have their own savings account but I tell them everytime that they aren't going to fork up the money if they get sick. So now everytime they're sick they go to the vet and I have no worries of not being able to pay for it.