I think I've only heard one person ever say that they thought pet insurance was worth it.    
Even better than using Carecredit, why not put the $35 you would spend on pet insurance in a savings account especially for emergency vet bills? If you don't touch it unless you absolutely have to, it will grow to a sizeable amount in no time.   
Unexpected vet bills are part of owning a dog and I think everyone should be prepared for them.        |