It's 6:00 a.m. and I've hardly slept.

I finally gave in at 2:30 this morning and let her drink water (I wasn't giving her water because I didn't want her to go in the middle of the night). Well when I woke up just now, I noticed two wet spots on my comforter.
She has also been licking herself "down there" quite often and scratching at her hears (this could just be me being paranoid, but I'm sure she has never done this as often as she is now). I'm pretty sure those are pee spots and she didn't even notice that she did it.
I'm definitely going to take her to the vet in the morning. I really hope it is just incontinence and not something more serious like kidney failure or diabetes. I guess I never thought this would happen to a almost 2 year old healthy dog. She is spayed too.
Thanks again for your advice.