I read the part about you not having insurance. I have worked in the medical field for about 20 years now and I have seen what having no insurance can do. Try to find at least a hospital only policy that will pay for treatments received at the hospital including seeing the doctor, but not office visits. I worked for cancer doctors and the patients could not even get admitted until they paid a huge deposit. It's always the unplanned that gets you, like accidents and cancers. Think about it and try to find something.
