Windy...I am SO SORRY to hear that about your husband...thank you so much for posting. I got chills reading your post and I know how hard that must have been for you...I really am scared every day...and try not to think about myself ....but it's impossible to not think about the future...you have a really good point and I'm really glad I worked up the nerve to post this question....Thanks to everyone who's responded - I'm getting such great feedback I feel I'll be able to make a good decision when I need to.
Windy and Mindy !! love your names back to back ..lol..hmmm...you have a really good point. I'm starting to lean to YES here...