We do have insurance, and I think the cost is still the same to us! I think the doctor's just charge more. We pay at least $100 each time we go in, it seems. Luckily I have a very healthy family.
The dogs, on the other hand - I am rather figuring to raise this litter to cost me about $200 ea. at least, and that is if they all stay healthy! and that's times 5.
Havent done the spay/neuter with mine yet, that's coming up soon, at least for one set (boys or girls).
Oh yeah! I didn't think we could keep our guys apart, but when Zowie was 4 weeks pregnant, she began to dominate the household and terrify all pets. We had a cage, but bought another. They are 2x2 unfolding sections that make a 4x4 square. It is easy to move around to the yard, and we just set one side against the wall, and Zowie and pups have a 12 x 4 area, Bronx only gets 6x6. They are about $70 at Tractor Supply or PetSmart. I open one side for Zowie for an hour, then put her in and open Bronx's. It's a bother, but they are tearing each other up, blood and all - it's terrifying. Hoping that will end in another week or so.???