My visits are generally free. ((I've been lucky so far too though!!! Haven't had any sickness or problems) I actually don't think I've had to pay for anything other than medicine and shots...
With all 3 kiddos...
Call me lucky!
He's actually been my dads vet for the farm for awhile... So he's good to me. He's been my vet ever since I got Chloe like 3 years ago. I think the only things other than shots and medicine I've paid for is getting Chloe fixed. I think that was like $60 and they kept her overnight.
But believe me, we've paid for it in everything we've bought and are still buying for the cattle... Not to mention paying for their services, now thats expensive!