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Originally Posted by hunniebunnie be careful of the terms of this credit card. but definitely a good idea for a rainy day in the event of an emergency.
limitations:
- you have to go to providers in their network for the card to work.
- interest-free payment plans only apply to purchases of $300 or more
- interest rate on this credit card is 22.98%
- not all providers will offer the extended payment plans |
Yeh the only way I am using this is for a big emergency that will add up. Small bills get paid cash.
The rate on the card goes to 22.98% if you default on your payments. The girl that recommended it to me charged something under the $300 biggie interest free limit and she pays $2.10 a month in interest on the card.
My Vets and their Clinic is in that network so that is why it works out well for me. It's something to think about though and can help in a pinch.