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Originally Posted by Bizzymammabee Hunnie Bunnie,
I recently was on the website for the ASPCA and they now offer a plan as well. Check it and see if it might suit your needs.
From what I have read it might be better serving to put aside a savings to cover future illnesses. Some of these plans charge so much and then only pay a small percentage and they are very picky as to what they would consider a pre-existing condition.
I have some more homework to do on this so I can choose.
Good luck! |
I didn't know about ASPCA, thanks for the heads-up!
As for saving for future illnesses... I don't agree, not everyone is good at saving and how do you determine how much you need to save? In my case with Jewel's illness we spent so much. She was only 2 years old when she started tests and treatments. - I never had the heart to add it all up but here is the gest of it.
Monthly lab test - $150+ (Total aprox. $1800)
Imaging for liver shunt - $800
MRI & Spinal Tap - $2,800+
Accupuncture - $40 per session (Total aprox. $240)
Emergency Vet (the night before she passed away) $3,600+
Total: $9,240 (this is a low ball estimate and does not cover medications)
Monthly Premium to VPI - $28.00 x 3 years = $1,800
Reimbursement from VPI close to 75%
It's not just illness you need to worry about. There are heridatary issues like luxsating patilla, dental care, injuries and accidents.
I can't imagine not having insurance for my kids and having to choose to euthanize because I can't afford treatments.