I have VPI insurance and have been happy with it. Get it sooner than later as any conditions they received treatment for prior to their coverage will be excluded. CAli had hypoglycemia just after I got her and they wouldn't cover any expenses for any future expenses related to that and CAli had 2 more expensive visits for it. They also won't cover any charges for illnesses that are genetic/hereditary. All in all they reimbursed me close to 1200.00 on 6,000.oo in expenses. A lot more than I had paid in premiums. Also for injuries they cover a lot of the expenses. I would definatley get it. |