Sassy is darling. Very cute little girl. How old is she and how much does she weigh? She kind of looks like my little Willow.
I think pet insurance is a great idea and I am going to be researching it myself here in the next few days. We had a very horrible accident here in the home over Christmas where a little boy came into our home and picked Willow up after many times of me telling him not to . . . and dropped her. She suffered a broken leg and has been at the University of Minnesota having reparative surgery where they are putting in a plate and pins. It has turned out to be a very costly accident and insurance is definitely something every one of us yorkie owners should have.
Let's keep in touch and I will let you know what I find out. Best of luck to you and Sassy.