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Originally Posted by hunniebunnie so back in post #13, she mentioned having gotten $400 immediately from her tax refund. post #67 cites the house payments at $435 per month plus an additional $207 for insurance and taxes and she's 2 months behind. post #138 tallies funds raised to be at $466 since the counting started at somewhere in the neighborhood of $28.
i guess i'm taking a simplistic approach to this to think $870 is required to be caught up on the house payments to the private lender who is threatening to foreclose. $414 is due to the insurance company and county tax office. so far $400+$466=$866 is available on hand, so payoff the immediate creditor first, then pay the insurance and taxes to the respective agencies later. since it's an individual, personal lender and not a financial institution, insurance and taxes couldn't have been withheld with a title company as a part of the mortgage? could it? am i oversimplifying it? |
In post 127, 128 states she only needs $466 more... Also, I know my taxes and insurance are impounded in my mortgage payment everything has to be paid at ONCE.. 642 x 2 ( because she's 2 months behind)= 1284-400(income tax money)=$884 still needed and if she needs $466 more then she made $418
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