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wow...what a mess!!!! why do people have paypal anyway????? do you do business out of your home?
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I had to get PayPal when I started shopping on eBay, since this is the method of payment most buyers want. Then, it came in handy when I sold items too - I have also used it alot for buying from fellow YTers too!
I have to admit, it is pretty handy, but I just wish it were more secure!!! - I felt really safe using it when I first started (years ago), but not so much now!