Let me forwarn that this will be a long post

Sorry!!
I got my Snickers from a woman who has been breeding & showing yorkies for 25 years. At the time when I picked Snickers, he had 2 female littermates & the breeder also had a 5 month old yorkie that she thought would be show material, but was for sale because she didn't seem to be putting on enough weight. Snickers was the one I felt connected to & the decision was made. Although she didn't seem hesitant in letting Snickers go, she did seem to want the girls to go first. Then she explained that she had intended to keep Snickers as a new stud dog, due to his lineage. She let me purchase him & our contract did not make me agree to letting her stud him, but she did ask me to please consider not fixing him & letting her use him for stud service. I told her that I would think about it, not knowing much about it.
Now, I don’t know anything about show material……..but of course I do think that Snickers is beautiful & seems to be within the standard guidelines of height, length, weight, coloring, etc. But again….I am new to the breed & this dog is my best friend.
I’ve read zillions of threads about studding dogs & I know ultimately the decision is mine. I have asked myself WHY I would consider it & I don’t like the answer that I keep giving myself & thus the reason for this post. So here it goes…..I know that many of you are going to get mad at me…but I am looking for feedback, so I can take it
I could really use a little bit of extra money right now. I know that studding a dog doesn’t offer too much, but seriously, I could REALLY use a couple of extra dollars right now. If I didn’t think that my dog would be a good candidate for a stud, then I certainly wouldn’t do it no matter how short on cash I was…..but I DO think he is a good candidate. My hold backs are the stories of how some dogs change personalities…& this would crush me as he is pretty well behaved as far as marking & stuff. My other hold back is it makes me feel like I’m pimping my dog.
The breeder left me a message on my cell phone this morning….I’m sure she is well aware that his first birthday isn’t too far away. I’ve not called her back yet.
OK……I’m ready for feedback.