[Miss_Sara]

I recieved this email today
I really suggest reading this
because it is just terrifying
again READ THE ENTIRE THING!!
I know it seems long buut....

"SCENE 1.
>
>This is a new one. People sure stay busy trying to cheat us, don't they?
>A friend went to the local gym and placed his belongings in the locker.
>
>After the workout and a shower, he came out, saw the locker open, and
>thought to himself,
>"Funny, I thought I locked the locker. Hmmm." He dressed and just flipped
>the wallet to make sure all was in order.
>
>Everything looked okay - all cards were in place.
>
>A few weeks later his credit card bill came - a whooping bill of $14,000!
>He called the credit card company and started yelling at them, saying that
>he did not make the transactions.
>
>Customer care personnel verified that there was no Mistake in the system
>and asked if his card had been stolen. "No," he said, but then took out his
>wallet, pulled out the credit card, and yep - you guessed it - a switch had
>been made. An expired similar credit card from the same bank was in the
>wallet.
>
>The thief broke into his locker at the gym and switched cards.
>
>Verdict: The credit card issuer said since he did not report the
>card missing earlier, he would have to pay the amount owed to them.
>How much did he have to pay for items he did not buy?
>
>$9,000! Why were there no calls made to verify the amount swiped? Small
>amounts rarely trigger a "warning bell" with some credit card companies.
>
>It just so happens that all the small amounts added up to big one!
>
>SCENE 2.
>
>A man at a local restaurant paid for his meal with his credit card. The
>bill for the meal came, he signed it, and the waitress folded the receipt
>and passed the credit card along.
>Usually, he would just take it and place it in his wallet or pocket.
>Funny enough, though, he actually took a look at the card and, lo and
>behold, it was the expired card of another person.
>He called the waitress and she looked perplexed.
>She took it back, apologized, and hurried back to the counter under the
>watchful eye of the man.
>
>All the waitress did while walking to the counter was wave the wrong
>expired card to the counter cashier, and the counter cashier immediately
>looked down and took out the real card.
>
>No exchange of words --- nothing! She took it and came back to the man with
>an apology.
>
>Verdict:
>
>Make sure the credit cards in your wallet are yours. Check the name on the
>card every time you sign for something and/or the card is taken away for
>even a short period of time.
>
>Many people just take back the credit card without even looking at it,
>"assuming" that it has to be theirs.
>
>FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME
>IT IS RETURNED TO YOU AFTER A TRANSACTION!
>
>SCENE 3:
>
>Yesterday I went into a pizza restaurant to pick up an order that I had
>called in.
>I paid by using my Visa Check Card which, of course, is linked directly to
>my checking account.
>
>The young man behind the counter took my card, swiped it, then laid it on
>the counter as he waited for the approval, which is pretty standard
>procedure. While he waited, he picked up his cell phone and started
>dialing.
>
>I noticed the phone because it is the same model I have, but nothing seemed
>out of the ordinary.
>Then I heard a click that sounded like my phone sounds when I take a
>picture..
>
>He then gave me back my card but kept the phone in his hand as
>if he was still pressing buttons.
>
>Meanwhile, I'm thinking: I wonder what he is taking a picture of, oblivious
>to what was really going on. It then dawned on me: the only thing there was
>my credit card, so now I'm paying close attention to what he is doing.
>
>He set his phone on the counter, leaving it open.
>
>About five seconds later, I heard the chime that tells you that the picture
>has been saved.
>
>Now I'm standing there struggling with the fact that this boy just took a
>picture of my
>credit card.
>
>Yes, he played it off well, because had we not had the same kind of phone,
>I probably would never have known what happened.
>
>Needless to say, I immediately
>canceled that card as I was walking out of the pizza parlor.
>
>All I am saying is, be aware of your surroundings at all times.
>
>Whenever you are using your credit cards, take caution and don't be
>careless. Notice who is standing near you and what they are doing when you
>use your card.
>
>Be aware of phones
>because many have a camera phone these days.
>
>When you are in a restaurant and the waiter/waitress brings your card and
>receipt for you to sign, make sure you scratch the number off.
>
>Some restaurants are using only the last four digits, but a lot of them are
>still putting the whole thing on there."

Scary