i put other because for me personally i can make payments. I used to work at the vets office i take morgan to and , well, they love me
so i can be trusted to come back and pay the bill. Also if your a good client and have been going to the office for years they will let you make payments on big things. Another thing they let clients pay later on is euthanasia. They don't harass clients to pay before they leave unless they've only been there a few things and there's no garuentee they're coming back.